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Terms of Use

Effective Date: July 12th, 2025

Welcome to MyCardio.Fit, home of HeartWise: The Complete Recovery Blueprint (“we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, online course, and all associated content, features, downloads, services, and digital materials (collectively, the “Service”).

By using the Service or enrolling in HeartWise: The Complete Recovery Blueprint, you agree to these Terms in full. If you do not agree, you must not access or use the Service.


1. Eligibility

You must be 18 years of age or older—or the legal age of majority in your country or region—to access or use the Service. By accessing MyCardio.Fit, you represent and warrant that you meet this requirement.


2. Medical Disclaimer

The information provided through MyCardio.Fit and the HeartWise course is for educational and informational purposes only. It is not intended to replace professional medical advice, diagnosis, or treatment.

You acknowledge and agree that:

  • No part of the Service constitutes medical care or individualized treatment.

  • You will not delay seeking medical attention or disregard professional advice because of any content accessed on or through the Service.

  • You will consult with your licensed healthcare provider, cardiologist, or other medical professionals before making any changes to medications, diet, exercise, or lifestyle based on information found here.

  • In the event of a medical emergency, you will seek immediate attention from qualified professionals or call emergency services.

You accept full responsibility for your health decisions. Use of the Service is at your own risk. MyCardio.Fit and its course creators disclaim all liability for any loss, harm, or injury resulting from reliance on any content provided. Please read out Medical Disclaimer for additional details. 


3. User Responsibilities

You agree to:

  • Use the Service only for lawful, personal, and non-commercial purposes

  • Not share your login credentials or allow others to access your account

  • Provide accurate and honest information during any registration process

  • Refrain from any activity that interferes with or disrupts the Service

You are solely responsible for any actions taken under your account.


4. Intellectual Property Rights

All materials provided through MyCardio.Fit and HeartWise: The Complete Recovery Blueprint—including text, videos, graphics, worksheets, downloads, branding, and course content—are the intellectual property of MyCardio.Fit or its licensors and are protected by copyright and other applicable laws.

You may:

  • View and download materials for your own personal, non-commercial use

You may not:

  • Copy, reproduce, redistribute, modify, transmit, sell, or publicly display any materials without our express written permission


5. Payments

Access to the HeartWise course may require a one-time payment or subscription. All payments are processed securely through our authorized payment platform.

No refunds will be issued.


6. Changes to the Service

We reserve the right to modify, update, suspend, or discontinue any portion of the Service at any time, with or without notice. This includes course content, pricing, or features. We are not liable for any impact these changes may cause.


7. Third-Party Links

MyCardio.Fit may contain links to external sites or services. These are provided for your convenience, and we do not endorse or control these third-party platforms. We are not responsible for the content, privacy practices, or accuracy of any third-party resources.


8. No Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE MAKE NO WARRANTIES OR GUARANTEES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • That the content is accurate, complete, or reliable

  • That use of the Service will produce any particular health outcome

  • That the platform will be secure, uninterrupted, or error-free


9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MYCARDIO.FIT, ITS OWNERS, COURSE CREATORS, AFFILIATES, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF (OR INABILITY TO USE) THE SERVICE.

This includes, but is not limited to, any physical, emotional, or financial harm resulting from your decisions based on course content.


10. Indemnification

You agree to indemnify and hold harmless MyCardio.Fit, HeartWise course creators, affiliates, employees, and partners from any claims, damages, liabilities, costs, or legal expenses resulting from:

  • Your violation of these Terms

  • Your use or misuse of the Service

  • Any breach of your representations or warranties

  • Any injury or loss related to your participation in the program


11. Privacy

Please refer to our Privacy Policy for details on how we collect, store, and use your personal information.


12. Account Termination

We reserve the right to suspend or terminate your access to the Service at any time, for any reason, including violation of these Terms. Upon termination, your license to use course content will be revoked.


13. Jurisdiction and Governing Law

These Terms shall be governed by the laws of Illinois without regard to its conflict of law principles.

Any dispute arising out of or related to these Terms or your use of the Service shall be resolved exclusively in the courts or arbitration panels of Illinois.


14. Modifications to Terms

We may update these Terms at any time. The “Effective Date” at the top will indicate the latest version. Continued use of the Service after changes are posted constitutes your acceptance of the updated Terms.


15. Contact Us

If you have any questions or concerns about these Terms, please contact us or email:

MyCardio.Fit
Email: info@mycardio.fit
Website: MyCardio.Fit